Boat Financing Made Simple
Get pre-approved for your dream boat with competitive rates, flexible terms, and expert guidance from Florida's premier marine dealership. Our streamlined financing process works with multiple trusted lenders to secure the best rates for your budget, whether you're buying new, used, or upgrading your current vessel.
Why Choose Black Label Marine Group Financing?
Competitive Rates
We work with multiple lenders to secure the best rates and terms for your boat purchase.
Quick Approval
Get pre-approved in minutes with our streamlined application process.
Flexible Terms
Choose loan terms from 5 to 20 years that fit your budget and lifestyle.
Boat Loan Calculator
Estimated Monthly Payment
$568
*This is an estimate. Actual rates may vary.
Plan Your Dream Boat Purchase
Use our boat loan calculator to estimate your monthly payments and find the financing option that works best for your budget. Adjust the loan amount, term, and interest rate to see how it affects your payment.
Simple 3-Step Process
Apply Online
Complete our quick and secure online application. Takes just a few minutes and you'll get an instant decision.
Get Pre-Approved
Receive your pre-approval amount and terms. Shop with confidence knowing your budget and payment.
Choose Your Boat
Browse our inventory and select your dream boat. We'll handle the paperwork and get you on the water fast.
Our Financing Partners
We work with a network of trusted marine lenders to ensure you get the best rates and terms available. Our partnerships allow us to offer competitive financing options for all credit levels.
What You Need to Apply
- Valid driver's license
- Proof of income (pay stubs or tax returns)
- Bank statements (last 2 months)
- Insurance information
Financing Options Available
- New boat financing
- Used boat financing
- Refinancing existing loans
- Extended warranty financing
Ready to Get Started?
Submit your information below and one of our financing specialists will contact you within 24 hours to discuss your options and help you secure the best deal possible.
Quick Financing Request
Frequently Asked Questions
What credit score do I need?
We work with borrowers across all credit ranges. While higher credit scores typically qualify for better rates, we have programs available for various credit situations.
How much can I finance?
You can typically finance up to 100% of the boat's value, depending on the lender and your qualifications. We offer financing from $10,000 to $1,000,000+.
What are current interest rates?
Rates vary based on factors like credit score, loan amount, and term length. Current rates typically range from 4.99% to 12.99% APR for qualified borrowers.
How long does approval take?
Most applications receive a decision within minutes online. Complete approval with final documentation typically takes 24-48 hours.
What Our Financing Customers Say
Read what boat buyers are saying about our financing options and service.